What is phishing, and what do scammers do after they phish?

Phishing is a type of social engineering attack where criminals attempt to trick people into revealing sensitive information, such as passwords, credit card numbers, or other personal information. This information can then be used to steal money, commit identity theft, or other crimes.

Scammers are after a variety of things when they phish, but they are usually after financial account details, passwords, or sensitive data. Financial account details are valuable to scammers because they can be used to steal money from people’s accounts. Passwords are valuable because they can be used to access people’s online accounts, such as email, social media, and banking accounts. Sensitive data, such as Social Security numbers, can be used to commit identity theft.

Scammers use a variety of methods to phish people, but they often use email, social media, and text messages. They may send emails that look like they are from legitimate companies, such as banks or credit card companies. They may also post fake ads on social media or send text messages that look like they are from legitimate businesses.

Protecting yourself from phishing methods

It is important to be aware of phishing scams and to take steps to protect yourself. Here are some tips to help you avoid phishing scams:

• Be suspicious of any email, social media post, or text message that asks for personal information.
• Do not click on links in emails or text messages unless you are sure they are legitimate.
• Do not enter personal information on websites that you do not trust.
• Use strong passwords and change them regularly.
• Be aware of the latest phishing scams and how to protect yourself from them.

If you think you have been the victim of a phishing scam, you should immediately change your passwords and contact your bank or credit card company. You should also report the scam to the Federal Trade Commission (FTC).

Recognizing the red flags

Phishers often use common tactics: emails, texts with urgent messages, payment requests, account verification prompts, prize claims, and threats/warnings if you don’t respond. Here’s what to keep an eye out for:

• Language Clues: Watch for grammatical errors or typos in emails, as they can signal phishing attempts, particularly from non-native English speakers.
• Suspicious Links: Avoid clicking on unfamiliar email links. Hover over the link to reveal the actual URL. If it seems suspicious, do not click.
• Questionable Requests: Phishing emails request personal information like your Social Security number or bank details. Avoid sharing sensitive information. Instead, verify the sender’s identity directly.
• Confirm Trusted Contacts: Emails from known contacts can even be phishing attempts. If your aunt asks for personal information or sends unfamiliar links, do not send or click. Verify the sender’s intentions by contacting them directly.

Remembering all the cyber security terms can make your head swim. Here is a Glossary of Terms to know.

Additional safety tips for online protection

It is important to be vigilant when it comes to phishing emails. By following these tips, you can help protect yourself from becoming a victim of a scam.

• Avoid Clicking Suspicious Links: Phishing attacks often use deceptive links or attachments to trick you into downloading malware or revealing personal information. If a message looks suspicious or is from an unknown sender, refrain from clicking any links or opening attachments.
• Use Official Websites: Only log in to your accounts through official websites. Be cautious of redirects to unfamiliar sites, as they may indicate a phishing attempt.
• Verify Email Addresses: Watch out for spoofed email addresses that mimic legitimate companies. Hover over the sender’s email address to confirm its authenticity when dealing with emails from businesses you trust.

With the tricks this article teaches, you’ll be prepared to recognize phishing scams, ignore their baited hooks, and keep your information safe from getting caught. Don’t get reeled in by phony emails – learn how to avoid the bait!